Ask Rusty – What If I Delay but Die Before Claiming Social Security?

  • Ask
    Ask
Dear Rusty: Hypothetically, if I plan to sign up for Social Security at 70 and pass away before that, I will get nothing. My spouse would still get a boost in the amount she receives because I made more, but everything I put into the program vanishes. I haven't reached my full retirement age yet and I still have income, but if I sign up now at 63 my benefits will be withheld due to my income…

Premium Content is available to subscribers only. Please login here to access content or go here to purchase a subscription.