Ask Rusty – About Retroactive

Social Security Matters
By Russell Gloor, National Social Security Advisor at the AMAC Foundation, the non-profit arm of the Association of Mature American Citizens
By Russell Gloor, National Social Security Advisor at the AMAC Foundation, the non-profit arm of the Association of Mature American Citizens

Dear Rusty: Both my wife and I are 67 1/2, i.e., past our full retirement age of 66 years and 6 months. Neither of us have yet filed for SS retirement benefits. My wife is entitled to about $1,000/ month based on her work history, and I plan to wait until age 70 to file. I was entitled to $3,700 at my full retirement age date and am eligible to receive $4,800 at age 70. Thus, my wife’s spousal ben…