Ask Rusty – Surviving Spouse Benefits Explained

Dear Rusty: If I file at age 63 what percentage does my wife receive if I die? Does this percentage change if I wait to file closer to my full retirement age? And what does my wife receive if I die before I file for my benefits? Signed: Planning Ahead Dear Planning: When you file for your own Social Security benefit will affect the survivor benefit your wife is entitled to as your widow. If you…