Ask Rusty – How Do I Get Back Benefits Withheld Due to the Earnings Limit?

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Dear Rusty: If I work and take Social Security before my full retirement age, how can I find out how I will be paid back the money withheld after I pass the earnings limit? Signed: Returning to Work

Dear Returning: What you’re referring to is that Social Security limits how much you can earn while collecting early benefits (before your full retirement age, or “FRA”). The earnings limit for 2022 is …