Ask Rusty – Should my Husband File and then Suspend His Benefits?

Social Security Matters

Dear Rusty: My financial advisor used a computer program which told my husband to take his SS at age 68, then suspend it after a few months. What I understood was if my husband started and then stopped taking distributions, he would earn delayed retirement credits and thus get more at age 70. I know waiting increases SS amounts, by 8% a year, but does purposely starting and then stopping SS increa…