Ask Rusty – We Want to Claim SS at 62. When Should we Apply?

Social Security Matters

by Russell Gloor, National Social Security Advisor at the AMAC Foundation, the non-profit arm of the Association of Mature American Citizens

Dear Rusty: My wife and I are going to be taking Social Security at 62. She will be 62 on April 15, 2025. I will be 62 August 7, 2025. When should we apply for Social Security? Signed: Ready to file

Dear Ready: Social Security recommends you apply for benefits …